{"id":1102,"date":"2023-11-06T17:35:00","date_gmt":"2023-11-06T17:35:00","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=1102"},"modified":"2023-11-03T17:35:58","modified_gmt":"2023-11-03T17:35:58","slug":"how-to-rent-car-with-sr22-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/general\/how-to-rent-car-with-sr22-insurance\/","title":{"rendered":"How To Rent a Car With SR-22 Insurance for the Holidays\u00a0"},"content":{"rendered":"<div class=\"c-section \" id=\"general-content-block_65452e474c450\">\r\n    <div class=\"o-wrapper\">\r\n                <div class=\"c-section__content\">\r\n            <div class=\"s-cms-content s-cms-content--left\">\r\n                <p><span data-contrast=\"auto\">Did you know you can rent a car with <\/span><a href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-rate-savings-tips\/finding-insurance-quotes-with-sr-22\/\"><span data-contrast=\"none\">SR-22 insurance<\/span><\/a><span data-contrast=\"auto\">? Renting a car for the holidays with an SR-22 requires the same process as renting a car with standard insurance.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Most national car rental companies require a valid driver\u2019s license and a credit card to rent the vehicle. Car rental companies prefer credit cards, but debit cards are sometimes accepted. There are some typical fees, such as an extra cost for traveling out of state. Or if you\u2019re under 25, you may be obligated to pay an additional fee to drive a rented vehicle of your choice.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Most states have mandatory limited liability car insurance to get behind the wheel. The minimum differs from state to state; like <\/span><a href=\"https:\/\/www.sr22adviser.com\/sr-22-requirements-by-state\/\"><span data-contrast=\"none\">SR-22 requirements<\/span><\/a><span data-contrast=\"auto\">, each state may have stricter SR-22 laws than others.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Every year, millions of drivers travel on the road to get to their holiday destinations. If you plan to join these holiday drivers and you have an SR-22 requirement, having an insurance policy is a necessity. But if you still have questions about how to rent a car with SR-22 insurance for the holidays, read on to learn more.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Who Can Rent a Car With SR-22 Insurance?<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:200,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Any driver with a valid license can rent a car. If you have one or more of the following violations, you may have concerns about your ability to rent a car:<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<ul>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"1\" data-aria-level=\"1\"><span data-contrast=\"auto\">Several traffic citations<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:200,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"2\" data-aria-level=\"1\"><span data-contrast=\"auto\">Reckless driving<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:200,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"3\" data-aria-level=\"1\"><span data-contrast=\"auto\">DUI<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:200,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"4\" data-aria-level=\"1\"><span data-contrast=\"auto\">Driving while uninsured<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:200,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<li data-leveltext=\"\uf0b7\" data-font=\"Symbol\" data-listid=\"1\" data-list-defn-props=\"{&quot;335552541&quot;:1,&quot;335559684&quot;:-2,&quot;335559685&quot;:360,&quot;335559991&quot;:360,&quot;469769226&quot;:&quot;Symbol&quot;,&quot;469769242&quot;:[8226],&quot;469777803&quot;:&quot;left&quot;,&quot;469777804&quot;:&quot;\uf0b7&quot;,&quot;469777815&quot;:&quot;singleLevel&quot;}\" data-aria-posinset=\"5\" data-aria-level=\"1\"><span data-contrast=\"auto\">Revoked or suspended driver\u2019s license<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559685&quot;:720,&quot;335559739&quot;:200,&quot;335559740&quot;:240,&quot;469777462&quot;:[360],&quot;469777927&quot;:[0],&quot;469777928&quot;:[8]}\">\u00a0<\/span><\/li>\n<\/ul>\n<p><span data-contrast=\"auto\">Regardless of the severity of your driving record and the number of citations, renting a car for the holidays may be possible as long as you have a valid driver\u2019s license.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Although an <\/span><a href=\"https:\/\/www.sr22adviser.com\/sr-22\/what-is-an-sr-22-insurance\/\"><span data-contrast=\"none\">SR-22 filing<\/span><\/a><span data-contrast=\"auto\"> is called insurance, it\u2019s actually a certificate of insurance. Many states refer to the certificate of insurance as a \u201cCertificate of Financial Responsibility.\u201d<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The SR-22 proves that your state DMV or a judge granted you a second chance to get on the road as a lawful motorist. A legal driver has a valid driver\u2019s license and car insurance. The certificate of financial responsibility is paired with your insurance policy.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Each national car rental company has policies on whether to run a driving record background check. The SR-22 or proof of insurance may prompt the car rental company to request extra insurance coverage for property damages as a condition to rent.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">According to the <\/span><a href=\"https:\/\/consumer.ftc.gov\/articles\/renting-car\" target=\"_blank\" rel=\"noopener\"><span data-contrast=\"none\">Federal Trade Consumer Advise<\/span><\/a><span data-contrast=\"auto\">, the additional car insurance purchased from a car rental company is often called a Collision Damage Waiver or Loss Damage Waiver.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n<div class=\"c-section c-quote\" id=\"home-auto-quote-block_65452e694c451\">\r\n    <div class=\"o-wrapper\">\r\n        <img decoding=\"async\" class=\"c-quote__img\" src=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/components\/quote\/pic1.svg\" alt=\"Someone shopping for a car, looking for quality and savings\" aria-hidden=\"true\" width=\"112\" height=\"99\">\r\n        <h2 class=\"c-section__title c-section__title--small c-quote__title\">Find Cheap SR-22 Auto Insurance Quotes<\/h2>\r\n                <form class=\"c-quote__form js-form\" action=\"https:\/\/www.sr22adviser.com\/quote\">\r\n            <div class=\"c-quote__item c-quote__item--zipcode\">\r\n                <input class=\"c-quote__input c-quote__input--center js-only-numbers js-valid-zipcode\" type=\"tel\"  name=\"zipcode\" placeholder=\"Zip Code\" aria-label=\"Zip Code\" maxlength=\"5\" required>\r\n            <\/div>\r\n            <div class=\"c-quote__controls\">\r\n                <button class=\"c-button c-button--purple c-quote__button\" type=\"submit\">Get a quote<\/button>\r\n            <\/div>\r\n            <div class=\"c-quote__powered\"> Powered by\r\n                <img decoding=\"async\" class=\"c-quote__logo\" src=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/components\/quote\/freeway-logo.svg\" alt=\"Freeway Insurance Logo\" width=\"73\" height=\"18\">\r\n            <\/div>\r\n        <\/form>\r\n    <\/div>\r\n<\/div>\n\n<div class=\"c-section \" id=\"general-content-block_65452e6e4c452\">\r\n    <div class=\"o-wrapper\">\r\n                <div class=\"c-section__content\">\r\n            <div class=\"s-cms-content s-cms-content--left\">\r\n                <h2><b><span data-contrast=\"none\">Can You Rent a Car with Non-Owner SR-22 Insurance?<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:200,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Yes. A <\/span><a href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/featured\/cost-of-non-owner-sr22-insurance\/\"><span data-contrast=\"none\">non-owner SR-22 insurance policy<\/span><\/a><span data-contrast=\"auto\"> provides liability coverage for drivers who don\u2019t own a personal vehicle. You can rent a car and possibly have coverage for property damage for the other driver. Liability coverage also covers bodily injuries.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">But be sure to read the fine print of your vehicle rental agreement to ensure you have enough liability coverage as suggested by the company. Remember that non-owner insurance does not include damage to your rented vehicle. Repairs are not covered by non-owner insurance.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">Collision coverage and comprehensive insurance are needed to be protected from unexpected repairs. Collision coverage and comprehensive insurance are not required by any state to get behind the wheel. Non-owner SR-22 insurance is the minimum coverage to legally drive if you decide not to own a personal vehicle.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">As discussed above, if you have non-owner SR-22 insurance, the car rental company may require additional car insurance because you\u2019re considered a high-risk driver.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Who Cannot Rent a Car With SR-22 Insurance?<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:200,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">If you have a suspended or revoked driver\u2019s license, a car rental company cannot provide you with a vehicle. If your license is suspended, complete each obligation to reinstate it before renting a car.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">It is also possible for a car rental company to deem a driver too risky based on the number of DUIs on their record. A recent DUI on your driving record can also deny you access to renting a vehicle. Rejection is not easy in any situation. But if you\u2019ve been ordered to have an <\/span><a href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/what-is-an-ignition-interlock-device\/\"><span data-contrast=\"none\">ignition interlock device<\/span><\/a><span data-contrast=\"auto\"> installed in your vehicle, you must make other travel arrangements.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<p><span data-contrast=\"auto\">The ignition interlock device will require you to do a breathalyzer test to start the ignition in your personal vehicle. Once you\u2019ve completed your 1-3 year ignition interlock program, renting a car in the future is possible.<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n<h2><b><span data-contrast=\"none\">Get Your SR-22 Insurance Today<\/span><\/b><span data-ccp-props=\"{&quot;134245418&quot;:true,&quot;134245529&quot;:true,&quot;201341983&quot;:0,&quot;335559738&quot;:200,&quot;335559739&quot;:0,&quot;335559740&quot;:276}\">\u00a0<\/span><\/h2>\n<p><span data-contrast=\"auto\">Now that you understand how to rent a car with SR-22 insurance, get an <\/span><a href=\"https:\/\/www.sr22adviser.com\/quote\"><span data-contrast=\"none\">online quote<\/span><\/a><span data-contrast=\"auto\"> from our partner for cheap car insurance today. We\u2019ll help you get back on the road in time for that holiday trip!<\/span><span data-ccp-props=\"{&quot;201341983&quot;:0,&quot;335559739&quot;:200,&quot;335559740&quot;:276}\">\u00a0<\/span><\/p>\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>\n\n<div class=\"c-section c-opinion-banner\">\r\n    <div class=\"o-wrapper\">\r\n        <div class=\"c-opinion-banner__question js-opinion-banner-question\">\r\n            <h2 class=\"c-section__title c-section__title--center c-opinion-banner__title\">Was this article helpful?<\/h2>\r\n            <div class=\"c-opinion-banner__content\">\r\n                <div class=\"c-opinion-banner__controls\">\r\n                    <button class=\"c-opinion-banner__control c-opinion-banner__control--ok js-opinion-banner-control-ok\" aria-label=\"Yes, this article is helpful\">\r\n                        <span class=\"o-icon c-opinion-banner__icon\"><svg focusable=\"false\" role=\"img\">\r\n                                <title>Yes, this article is helpful<\/title>\r\n                                <use xlink:href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/icons\/icons.svg#icon-thumbs-up\"><\/use>\r\n                            <\/svg><\/span>\r\n                    <\/button>\r\n                    <button class=\"c-opinion-banner__control c-opinion-banner__control--no-ok js-opinion-banner-control-no-ok\" aria-label=\"No, this article is wasn't helpful\">\r\n                        <span class=\"o-icon c-opinion-banner__icon\"><svg focusable=\"false\" role=\"img\">\r\n                                <title>No, this article is wasn&#8217;t helpful<\/title>\r\n                                <use xlink:href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/icons\/icons.svg#icon-thumbs-down\"><\/use>\r\n                            <\/svg><\/span>\r\n                    <\/button>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"c-opinion-banner__ok js-opinion-banner-ok\">\r\n            <h2 class=\"c-section__title c-section__title--center c-opinion-banner__title\">Winner! Glad you enjoyed it.<\/h2>\r\n            <div class=\"c-opinion-banner__controls\">\r\n                <div class=\"c-opinion-banner__control c-opinion-banner__control--ok\">\r\n                    <span class=\"o-icon c-opinion-banner__icon\"><svg focusable=\"false\" role=\"img\">\r\n                            <title>Yes, this article is helpful<\/title>\r\n                            <use xlink:href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/icons\/icons.svg#icon-thumbs-up\"><\/use>\r\n                        <\/svg><\/span>\r\n                <\/div>\r\n            <\/div>\r\n        <\/div>\r\n        <div class=\"c-opinion-banner__no-ok js-opinion-banner-no-ok\">\r\n            <h2 class=\"c-section__title c-section__title--center c-opinion-banner__title\">Still have questions? Contact us for answers.<\/h2>\r\n            <div class=\"c-button__wrapper\">\r\n                <a class=\"c-button c-button--cyan\" href=\"tel:877-822-2049\">\r\n                    <span class=\"o-icon\"><svg aria-hidden=\"true\" focusable=\"false\" role=\"img\">\r\n                            <use xlink:href=\"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-content\/themes\/sr22\/assets\/html\/images\/icons\/icons.svg#icon-phone\"><\/use>\r\n                        <\/svg><\/span>877-822-2049                <\/a>\r\n            <\/div>\r\n        <\/div>\r\n    <\/div>\r\n<\/div>","protected":false},"excerpt":{"rendered":"","protected":false},"author":1,"featured_media":1103,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"categories":[1],"tags":[],"class_list":["post-1102","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-general"],"acf":[],"_links":{"self":[{"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/posts\/1102","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/comments?post=1102"}],"version-history":[{"count":3,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/posts\/1102\/revisions"}],"predecessor-version":[{"id":1106,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/posts\/1102\/revisions\/1106"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/media\/1103"}],"wp:attachment":[{"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/media?parent=1102"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/categories?post=1102"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/wp-json\/wp\/v2\/tags?post=1102"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}