{"id":1252,"date":"2024-07-01T07:57:00","date_gmt":"2024-07-01T07:57:00","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=1252"},"modified":"2024-06-30T01:03:38","modified_gmt":"2024-06-30T01:03:38","slug":"how-dui-classes-influences-insurance-rates","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-rate-savings-tips\/how-dui-classes-influences-insurance-rates\/","title":{"rendered":"How DUI Classes Can Influence Your SR-22 Insurance Rates"},"content":{"rendered":"
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After you get convicted of driving under the influence (DUI) or driving while intoxicated (DWI), your insurance rates will probably go up significantly. But that doesn\u2019t mean you\u2019re locked in with high rates forever, especially if you take a DUI class to lower your premiums. By taking DUI courses while you have <\/span>SR-22 insurance<\/span><\/a>, you may be able to decrease your rates and get on the path to affordable coverage.<\/span>\u00a0<\/span><\/p>\n

Understanding SR-22 Insurance and DUI Implications<\/span><\/b>\u00a0<\/span><\/h3>\n

Once you get a DUI, you will be considered a high-risk driver. As a result, most states will require you to file a certificate of financial responsibility, also known as an SR-22 form, to prove that you have the required insurance coverage. The guidelines can vary by state, but you usually have to maintain your SR-22 insurance for two or three years.<\/span>\u00a0<\/span><\/p>\n

Because of your increased risk, your coverage rates will probably go up. <\/span>How much a DUI raises your car insurance <\/span><\/a>depends on your carrier and your driving record. Some insurers may even terminate your policy after learning that you recently got a DUI. Once you find a provider and inform them that you need to file an SR-22, they\u2019ll help you find a compliant policy and submit the form on your behalf every time you renew your plan. In some cases, you may need to pay for your six-month premium upfront.<\/span>\u00a0<\/span><\/p>\n

Along with your policy restrictions and initial fines, you may have other requirements in your court order, such as installing an ignition interlock device in your car. Drug and alcohol classes are also a common requirement. Taking these courses shows that you\u2019re serious about changing your habits and driving safely in the future.<\/span>\u00a0<\/span><\/p>\n

The Role of DUI Classes in Rehabilitation<\/span><\/b>\u00a0<\/span><\/h3>\n

DUI courses, also known as DUI school or alcohol education classes, are courses that educate people about the dangers of driving under the influence and provide strategies for avoiding repeat offenses. These courses can include topics such as:<\/span>\u00a0<\/span><\/p>\n