{"id":628,"date":"2021-06-08T17:13:57","date_gmt":"2021-06-08T17:13:57","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=628"},"modified":"2021-06-08T17:19:50","modified_gmt":"2021-06-08T17:19:50","slug":"what-you-need-to-know-about-sr-22-and-car-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/what-you-need-to-know-about-sr-22-and-car-insurance\/","title":{"rendered":"What You Need to Know About SR-22 and Car Insurance"},"content":{"rendered":"
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If you\u2019ve recently been convicted of a DUI, you\u2019re likely being confronted with an endless list of new and unfamiliar requirements to get your license back. Among these, there\u2019s often an important insurance document known as an SR-22.<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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What is an SR-22<\/strong>?<\/h2>\r\n
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In short, SR-22<\/a><\/strong>\u00a0refers to a form filed with your state to prove that you have adequate car insurance coverage. The \u201cSR\u201d stands for \u201cSafety Responsibility.\u201d<\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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Do I Need an SR-22<\/strong> and Regular Car Insurance?<\/h2>\r\n
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Yes. Though you may hear about \u201cSR-22 insurance,\u201d keep in mind that SR-22 refers only to the form that needs to be filed with the state. However, you will need to inform your car insurance company as soon as you\u2019re required to file an SR-22 so that they can file the form with the state and add the SR-22 endorsement to your policy.<\/p>\n

If your current car insurance company doesn\u2019t provide SR-22s\u2014not all of them do\u2014then you will need to shop for a new policy with a new car insurance company.<\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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How Do I Know if I Need an SR-22<\/strong>?<\/h2>\r\n
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If you need an SR-22, it will be ordered by the court at a hearing or by your state through a letter from your state DMV. Otherwise, you do not need an SR-22, and the cards provided by your insurance can serve as adequate proof of car insurance.<\/p>\n

Usually, you will be ordered to file an SR-22 if the following applies to you:<\/p>\n