{"id":797,"date":"2022-06-14T20:51:35","date_gmt":"2022-06-14T20:51:35","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=797"},"modified":"2022-06-14T20:51:38","modified_gmt":"2022-06-14T20:51:38","slug":"how-to-easily-remove-your-sr-22","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-tips\/how-to-easily-remove-your-sr-22\/","title":{"rendered":"Removing Your SR-22 From Your Records\u00a0"},"content":{"rendered":"
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As long as you have the <\/span>SR22<\/span><\/a> on file with the state, you are going to pay higher premiums on your car insurance. Many insurance carriers may not even offer you insurance.<\/span>\u00a0<\/span><\/p>\n

The SR-22 stays on file for years (typically three years, though it could be longer). Once that time is up, how can you have it removed? Keep reading to discover the answer!<\/span>\u00a0<\/span><\/p>\n

How to Easily Remove Your SR-22<\/h2>\n

In most cases, you can remove the SR-22 by simply contacting your insurance company. Your insurance company will verify with the state that you have met the SR-22 requirements. At that point, your SR-22 should be removed with no problem.<\/span>\u00a0<\/span><\/p>\n

In some cases, your insurance company may require additional paperwork to verify that your <\/span>SR-22 requirements are now complete<\/span><\/a>. Our guide will walk you through the different forms you may need. With these forms in hand and with a single phone call, you can finally be free of the SR-22!<\/span>\u00a0<\/span><\/p>\n

Why Calling Your Insurance Company Is So Important to Remove an SR22<\/h2>\n

One of the most important things you need to understand about the SR-22 is that it will not fall off on its own. That means if you never contact your insurance to have it removed, the form will simply stay on your file with the DMV.<\/span>\u00a0<\/span><\/p>\n

As you know, just having the SR-22 on file majorly increases how much you have to pay for your car insurance each month. If you fail to contact your insurance company to have it removed, you could end up paying hundreds or even thousands of extra dollars you would otherwise have saved.<\/span>\u00a0<\/span><\/p>\n

Get the Timing Right to Remove Your SR22<\/h2>\n

In order to contact your insurance company to have the <\/span>SR22 removed<\/span><\/a>, you must keep track of when your SR-22 requirements are completed. That usually means verifying certain information with the DMV.<\/span>\u00a0<\/span><\/p>\n

For example, you need to know exactly how long you have to have the form on file. While the typical time frame is three years, yours may be longer. Additionally, it\u2019s important to know when the clock started ticking for your SR-22. If you\u2019re not careful, you may end up removing your SR-22 later than you could have and wasting money.<\/span>\u00a0<\/span><\/p>\n

It\u2019s also possible to request the form be removed too early. That sometimes comes with its own negative consequences.<\/span>\u00a0<\/span><\/p>\n

What Happens If You Try to Remove the SR-22 Too Early?<\/h2>\n

If you accidentally try to remove your SR-22 too early, it can result in the suspension of your license and registration\u202fand you having to pay additional fees. Worst of all, you may have to refile the SR-22 and begin the timer all over again!<\/span>\u00a0<\/span><\/p>\n

Why are the potential consequences so extreme? In short, your state\u2019s DMV has no way of knowing your intent. If someone tries to cancel his or her SR-22 too early, the state has no way of knowing if that person did this maliciously or out of ignorance. If they think you are trying to escape your obligation early, they may very well end up throwing the book at you.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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