{"id":807,"date":"2022-06-29T17:44:58","date_gmt":"2022-06-29T17:44:58","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=807"},"modified":"2022-07-12T21:43:00","modified_gmt":"2022-07-12T21:43:00","slug":"6-myths-behind-the-sr-22","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/6-myths-behind-the-sr-22\/","title":{"rendered":"6 Myths Behind the SR-22 (and the Truth Behind Them)\u00a0"},"content":{"rendered":"
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What if you didn\u2019t really understand a form that can change your life?<\/span>\u00a0<\/span><\/p>\n

For drivers, <\/span>the SR-22<\/span><\/a> affects important things like how they drive and how much they pay for car insurance. Despite this, many drivers (including those who currently have an SR-22) don\u2019t know enough about this form, and that has caused weird myths to arise.<\/span>\u00a0<\/span><\/p>\n

We\u2019re here to bust those myths. Keep reading to discover the truth behind each myth and the truth about the SR-22.<\/span>\u00a0<\/span><\/p>\n

1. SR-22 Is a<\/span><\/b> Type of Insurance<\/span><\/b>\u00a0<\/span><\/h2>\n

The biggest myths about the SR-22 center on \u201cSR-22 insurance.\u201d For example, many people think this is a separate and specialized type of car insurance. In reality, SR-22 is not insurance at all, but a certificate that is filed with your state by your insurance company.<\/span>\u00a0<\/span><\/p>\n

Others think that SR-22 insurance will replace their regular auto insurance forever. However, once you have your SR-22 removed, your regular insurance prices should go down. Nothing keeps you from getting a different insurance plan with a different carrier before or after you have the SR-22 removed.<\/span>\u00a0<\/span><\/p>\n

2. The SR-22<\/span><\/b> Form Doesn\u2019t Matter If You Change States<\/span><\/b>\u00a0<\/span><\/h2>\n

Originally, you must file the SR-22 with the DMV of the state you live in. Therefore, some drivers think that the form stops mattering if they should relocate to another state.<\/span>\u00a0<\/span><\/p>\n

In reality, you must maintain the SR-22 form no matter what state you move to. Since the SR-22 requires continuous car insurance coverage, it\u2019s important to make sure your current insurance coverage is available in the state you are about to move to. Otherwise, it is crucial that you get <\/span>new car insurance<\/span><\/a> before you make the move.<\/span>\u00a0<\/span><\/p>\n

3. SR-22<\/span><\/b> Insurance Is Permanent<\/span><\/b>\u00a0<\/span><\/h2>\n

Having an SR-22 on file can raise your car insurance rates quite a bit. Because of this, some drivers are understandably worried that their SR-22 insurance is permanent.<\/span>\u00a0<\/span><\/p>\n

Fortunately, the SR-22 form only lasts a certain amount of time. The standard amount of time is <\/span>three years<\/span><\/a>, though it is possible for a form to be required for five years or more. We recommend checking the fine print on your paperwork and contacting your DMV if you have any questions.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\n

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