{"id":863,"date":"2022-08-15T18:42:17","date_gmt":"2022-08-15T18:42:17","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=863"},"modified":"2022-08-15T18:42:20","modified_gmt":"2022-08-15T18:42:20","slug":"the-history-of-sr-22-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/the-history-of-sr-22-insurance\/","title":{"rendered":"The History of SR-22 Insurance\u00a0"},"content":{"rendered":"
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If you\u2019ve recently been required to have <\/span>SR-22 insurance<\/span><\/a>, you probably have a lot on your mind. You\u2019ll need to shop around for the best SR-22 insurance, you\u2019ll need to send in an application to get your license back, and you may even need to pay for your car repairs.<\/span>\u00a0<\/span><\/p>\n

But, deep in the back of your mind, have you ever wondered: Where does SR-22 insurance come from, anyway?<\/span>\u00a0<\/span><\/p>\n

This article walks you through the history of car insurance, how states came to require it, and why SR-22 helps solve a really difficult problem.<\/span>\u00a0<\/span><\/p>\n

What is SR-22<\/span><\/b> Insurance?\u00a0<\/span><\/h2>\n

An SR-22, also known as a certificate of financial responsibility, is a document that you and your insurance company need to file with your state DMV to show you have at least the minimum in car insurance.<\/span>\u00a0<\/span><\/p>\n

Each state has its own definition of what makes a <\/span>high-risk driver<\/span><\/a>, but the most common situations include:<\/span>\u00a0<\/span><\/p>\n