{"id":873,"date":"2022-08-31T16:13:14","date_gmt":"2022-08-31T16:13:14","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=873"},"modified":"2022-08-31T16:13:17","modified_gmt":"2022-08-31T16:13:17","slug":"how-to-find-out-when-your-sr-22-expires","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-tips\/how-to-find-out-when-your-sr-22-expires\/","title":{"rendered":"How to Find Out When Your SR-22 Insurance Expires\u00a0"},"content":{"rendered":"
Having a suspended license and being required to carry SR-22 insurance is never a good experience, and it\u2019s only natural that you would immediately want to think about life after your SR-22 expires.<\/span>\u00a0<\/span><\/p>\n But what\u2019s actually the best way to find out when your <\/span>SR-22 insurance expires<\/span><\/a>, and how can you avoid accidentally extending the required filing period? SR-22 insurance can seem complicated, but once you understand the basics, you should be set.<\/span>\u00a0<\/span><\/p>\n It\u2019s not actually insurance, but a form called a certificate of financial responsibility. High-risk drivers and their insurance companies file this form with the state department of motor vehicles (DMV).<\/span>\u00a0<\/span><\/p>\n An SR-22 certifies that a driver has an active auto liability insurance policy that meets state-required minimum coverage.<\/span>\u00a0<\/span><\/p>\n Insurance companies must file the SR-22 on behalf of drivers. When an auto liability insurance policy includes an SR-22 form, it\u2019s known as SR-22 insurance.<\/span>\u00a0<\/span><\/p>\n Different <\/span>states set their own rules<\/span><\/a> about what counts as a high-risk driver and who needs to file an SR-22 and get SR-22 insurance. Typically, high-risk drivers include those who:<\/span>\u00a0<\/span><\/p>\n If you need to file an SR-22, you\u2019ll be notified by the traffic court judge or through a letter from your state DMV.<\/span>\u00a0<\/span><\/p>\n Most states will require you to <\/span>file the SR-22<\/span><\/a> for three years, though the number can range anywhere from one to five years. Note that you need to have uninterrupted SR-22 insurance coverage for the full filing period to meet the SR-22 requirements. If your insurance lapses, you won\u2019t get \u201ccredit\u201d for your previous SR-22.<\/span>\u00a0<\/span><\/p>\n The easiest way to check when your SR-22 expires is to contact your state DMV and ask whether your SR-22 has been filed for the required length of time. If so, then the next step is to get in touch with your insurance company and request to <\/span>remove your SR-22<\/span><\/a>.<\/span>\u00a0<\/span><\/p>\n If you haven\u2019t yet met your SR-22 filing requirements, then the DMV will also let you know how much longer you\u2019ll need it.<\/span>\u00a0<\/span><\/p>\n There are serious penalties for canceling your SR-22 insurance before the required time period, so always make sure that you have active SR-22 insurance to avoid extending the filing requirement.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\nWhat is SR-22<\/span><\/b> Insurance?\u00a0<\/span><\/h2>\n
How Do I<\/span><\/b> Know if I Need an SR-22?<\/span><\/b>\u00a0<\/span><\/h2>\n
\n
How Long Do I Need<\/span><\/b> toHave SR-22 Insurance?<\/span><\/b>\u00a0<\/span><\/h2>\n
How Can I Find Out<\/span><\/b> When My SR-22 Expires?<\/span><\/b>\u00a0<\/span><\/h2>\n
\r\n
Find Cheap SR-22 Auto Insurance Quotes<\/h2>\r\n