{"id":882,"date":"2022-09-14T17:08:02","date_gmt":"2022-09-14T17:08:02","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=882"},"modified":"2022-09-14T17:08:05","modified_gmt":"2022-09-14T17:08:05","slug":"types-of-sr-22-and-the-forms-you-need","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/types-of-sr-22-and-the-forms-you-need\/","title":{"rendered":"3 Types of SR-22 and the Forms You Need to File\u00a0"},"content":{"rendered":"
While you don\u2019t need to know the ins and outs of SR-22 history<\/a>, it does help to understand some key concepts. There are three different types of SR-22. Do you know which one is right for you?<\/p>\n As you work with your insurance company to file your SR-22 paperwork<\/a>, you\u2019ll realize that there are different types of SR-22 certificates that cover you in different driving situations. They are:<\/p>\n Let\u2019s explore these 3 types in more detail.<\/p>\n Most people who are required to file an SR-22 already have their own car that they use for most of their driving. If this is the case for you, then you\u2019ll need to file an SR-22 owner\u2019s certificate to get your license back and be able to drive again.<\/p>\n Note that an SR-22 owner\u2019s certificate only covers cars that you own or lease. You won\u2019t be able to legally drive any other car, including rental cars and cars for work, unless you have another type of SR-22: an operator\u2019s certificate.<\/p>\n Pro:<\/strong> If you have your own car, an SR-22 owner\u2019s certificate is a cost-effective way of getting you back on the road.<\/p>\n Con:<\/strong> This type of SR-22 is restrictive and isn\u2019t an option for people who need to drive other vehicles regularly, such as for work.<\/p>\n A common myth about the SR-22<\/a> is that only car owners need to file it. After all, you can\u2019t get car insurance if you don\u2019t have a car, right?<\/p>\n It turns out that there\u2019s a special type of SR-22 certificate called an SR-22 operator\u2019s certificate (also called an SR-22 non-owner\u2019s certificate<\/a>). This type of SR-22 covers you while you drive someone else\u2019s car. However, an SR-22 operator\u2019s certificate provides no coverage for cars that you own.<\/p>\n If you\u2019re required to file an SR-22, then you\u2019ll need to have some form of SR-22 insurance throughout the entire filing period. An SR-22 operator\u2019s certificate is the best solution for drivers who either don\u2019t own a car or don\u2019t plan to do much driving.<\/p>\n Pro:<\/strong> An SR-22 operator\u2019s certificate is often the cheapest option compared to the other two types of SR-22.<\/p>\n Con:<\/strong> This type of SR-22 won\u2019t be an option for you if you already own a car and, in some cases, if you live with someone who owns a car.<\/p>\n<\/div>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\nWhat Are the 3 Different Types of SR-22?<\/h2>\n
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1. SR-22 Owner\u2019s Certificate<\/h2>\n
2. SR-22 Operator\u2019s Certificate<\/h2>\n
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Find Cheap SR-22 Auto Insurance Quotes<\/h2>\r\n