{"id":886,"date":"2022-10-06T17:21:08","date_gmt":"2022-10-06T17:21:08","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=886"},"modified":"2022-10-06T17:21:08","modified_gmt":"2022-10-06T17:21:08","slug":"what-happens-when-you-dont-get-sr-22-insurance","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/insurance-facts\/what-happens-when-you-dont-get-sr-22-insurance\/","title":{"rendered":"What Happens When You Don\u2019t Get SR-22 Insurance?\u00a0"},"content":{"rendered":"
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You will be breaking the law. Again. Since you are required to file an SR-22 form with your DMV because you\u2019ve already broken the law (typically by driving drunk), you\u2019ll be on your way to a serious second offense by not doing what you\u2019ve been told to do by a court.\u00a0<\/span>\u00a0<\/span><\/p>\n

There\u2019s no way around it: if you\u2019re required to get <\/span>SR-22 insurance,<\/span><\/a> then you\u2019ll need to budget more money toward your car insurance premiums.\u00a0<\/span>\u00a0<\/span><\/p>\n

As you\u2019ll find out in this article, the penalties for not getting SR-22 insurance far outweigh the money you might save. In fact, you\u2019re more likely to pay more in the long run.<\/span>\u00a0<\/span><\/p>\n

What is an<\/span><\/b> SR-22?\u00a0<\/span><\/h2>\n

An SR-22, also known as an SR-22 certificate of financial responsibility, is a document filed with your state DMV that proves that you have the <\/span>state-required minimum car insurance<\/span><\/a>.<\/span>\u00a0<\/span><\/p>\n

You can only file an SR-22 through your car insurance company, and an insurance policy that includes an SR-22 filing is commonly known as SR-22 insurance. In other words, you can\u2019t file an <\/span>SR-22 without having car insurance<\/span><\/a>.<\/span>\u00a0<\/span><\/p>\n

How Do I Know<\/span><\/b> If I Need SR-22 Insurance?<\/span><\/b>\u00a0<\/span><\/h2>\n

Most people don\u2019t need SR-22 insurance. If you\u2019re required to file an SR-22, then you\u2019ll receive a letter from the DMV. Each state has its <\/span>own regulations<\/span><\/a> about who needs to file an SR-22, though the most common reasons include:<\/span>\u00a0<\/span><\/p>\n