{"id":901,"date":"2022-11-29T21:13:01","date_gmt":"2022-11-29T21:13:01","guid":{"rendered":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/?p=901"},"modified":"2022-11-29T21:13:01","modified_gmt":"2022-11-29T21:13:01","slug":"lower-your-insurance-rates-after-an-sr-22","status":"publish","type":"post","link":"https:\/\/www.sr22adviser.com\/guidance-and-tips\/sr-22-tips\/lower-your-insurance-rates-after-an-sr-22\/","title":{"rendered":"How to Get Your Insurance Rates Back Down After an SR-22\u00a0"},"content":{"rendered":"
After being involved in a serious car accident, you may be required to file an SR-22 with your insurance company. This form verifies that you have the minimum amount of liability insurance coverage <\/span>required by your state<\/span><\/a>.<\/span>\u00a0<\/span><\/p>\n And it\u2019s important in order to remain compliant with your state’s laws!<\/span>\u00a0<\/span><\/p>\n In fact, if you\u2019re found to be driving without it, you may face severe penalties, including the loss of your driver’s license.<\/span>\u00a0<\/span><\/p>\n While an SR-22 can make your insurance rates increase, there are ways to keep your rates affordable. Many insurance companies offer <\/span>discounts to drivers<\/span><\/a> who have an SR-22 on their record. In addition, some states offer programs that help low-income drivers pay for their liability insurance. As a result, you may still be able to find affordable insurance coverage even if you’re required to file an SR-22.<\/span>\u00a0<\/span><\/p>\n An SR-22 is a certificate of insurance that proves you have the minimum amount of liability coverage required by your state. It’s usually required by the court or state after a negligent accident, <\/span>DUI, or other major violation<\/span><\/a>.<\/span>\u00a0<\/span><\/p>\n An SR-22 can be obtained through your insurance company and must be filed with the DMV. There’s typically a fee associated with filing an SR-22, and you’ll be required to maintain your insurance for a period of time in order to keep the SR-22 on file. If your insurance lapses, the DMV will be notified and your driver’s license may be suspended.<\/span>\u00a0<\/span><\/p>\n An SR-22 typically costs between $15 and $25 to file, and the required form must be filed with your state’s DMV by your insurance company. Once it’s on file, your insurance company will notify the DMV if your policy is canceled or lapses for any reason. In that case, your driver’s license may be suspended.<\/span>\u00a0<\/span><\/p>\n An SR-22 typically stays on file for three years. After that, you may be able to get a regular car insurance policy again.<\/span>\u00a0<\/span><\/p>\n <\/div>\r\n <\/div>\r\n <\/div>\r\n<\/div>\n\nFinding Affordable<\/span><\/b> SR-22\u00a0<\/span><\/h2>\n
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What Is an SR-22?<\/h3>\n<\/li>\n<\/ul>\n
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How Is an SR-22 Filed?<\/h3>\n<\/li>\n<\/ul>\n
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Find Cheap SR-22 Auto Insurance Quotes<\/h2>\r\n